Eligibility for student finance will depend on your previous study history. The Government provides funding for the duration of a course of study plus one additional year if needed. Therefore, if a course has a duration of three years, you would be entitled to 4 years of funding in total (3 + 1 = 4). So if you transfer at the end of your first year of study to start a new three year course and you haven't previously repeated a year or studied on a higher education course prior to this one, you should be entitled to the full student finance package for the whole of your new course (subject to you meeting the other eligibility requirements).
However, if you have undertaken a previous course at higher education level, or perhaps repeated any period of study, your entitlement to funding will be reduced to reflect this previous study.
For example, if you have previously studied for two years, you would then be entitled to a further two years of funding (3 + 1 = 4 - 2 = 2). If the new course has a three year duration period, you would only be entitled to the maintenance loan* during the first year of your new course. You would then be entitled to full support for the remainder of the course.
Provided you don't already have a degree, you can get a Maintenance Loan for as long as you're studying a course of higher education. In addition, even if you are not entitled to the Tuition Fee Loan or Maintenance Grant you would still be entitled to receive the Childcare Grant and the Parent's Learning Allowance.
If you have compelling personal reasons (CPR), some periods of study can be disregarded from this calculation and we would urge you to speak to the Advice Team.