The Advice Team is a professional service always here to help you resolve your problems.

Self help

If you feel able to sort out your debt problems without one to one support try following the advice given on the Money Saving Expert website.

Debt Advice

Debt counsellors use a variety of techniques. It could be simply negotiating with creditors to freeze your interest, you may be put onto a debt management plan where they negotiate with your creditors, you may be pointed toward an IVA (Individual Voluntary Arrangement), Debt Relief Order or even bankruptcy (it's not as scary as it sounds).

They will certainly show you how to prioritise the most important debts to enable you to keep food on the table and a roof over your head. They are not judgmental and talking to them may help you to sleep at night.

If you feel you need help, contact the Advice Team or one of the free debt advice organisations.

Advice articles

Latest articles from our Advice Team

graphic for cost of living

Extra money for student hardship

Find out more about additional funds given to BCU...

Fri 03 Mar 2023
Your Officer Team 2022/23

January Officer update: Cost of Living

A look at what's happening to tackle the crisis...

Wed 18 Jan 2023
Graphic of Adviser at computer desk

Receiving your £400 energy rebate

Here's everything you need to know about the government payment...

Thu 03 Nov 2022

Is your tenancy agreement bills inclusive?

Here's how you could avoid the increase in energy prices...

Fri 30 Sep 2022
View more